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What insurance coverage should I get in California?

When it comes to choosing the right insurance coverage in California, it’s crucial to grasp the minimum liability requirements set by the state. Here are the minimum liability insurance in California (per California Insurance Code §11580.1b):

$15,000 for injury/death to one person.

$30,000 for injury/death to more than one person.

$5,000 for damage to property.

These numbers are like a safety net, making sure there’s enough money to help if something goes wrong. Keep in mind that these are just the minimums, and it might be a good idea to consider more coverage based on your needs. So, whether you’re new to California roads or have been driving for a while, understanding these insurance requirements is key to staying safe and protected.

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